I made a claim for rib injury compensation after an accident at work for which my employer admitted liability. However the Injuries Board assessment of how much compensation for a rib injury I should get seems low to me. Should I accept it?

Eoin P. Campbell, LL.B., Solicitor

Editor in Chief

Eoin P. Campbell

Question:

I made a claim for rib injury compensation after an accident at work for which my employer admitted liability. However the Injuries Board assessment of how much compensation for a rib injury I should get seems low to me. Should I accept it?

Answer:

Without conducting an evaluation of your rib injury compensation claim, it is impossible to determine whether you should accept the Injuries Board´s assessment of how much compensation for a rib injury you should receive or not. The Injuries Board will have made their calculations based on the information you provided them when you submitted your rib injury compensation claim and the independent medical examination you underwent.

Admittedly, there is no dedicated area on either the online application or the hard copy of Application Form A for you to expand on how the rib injury has affected your everyday life and, without knowing the how badly you may have been incapacitated by the injury to your ribs, the Injuries Board will have calculated how much compensation for a rib injury you were entitled to based only on the medical facts of your rib injury in relation to your sex, age and general state of health prior to your accident at work and the rib injury compensation figures published in the Book of Quantum.

Your “loss of amenity” is an important factor in a rib injury claim should you be unable to complete day-to-day tasks or if your enjoyment of leisure and social pursuits has suffered because of your injured ribs. Due to the nature of some rib injuries, this factor can account for a substantial part of a rib injury compensation claim and it is strongly recommended that you maintain a diary to record the effect that your injured ribs have on your daily quality of life.

If you have suffered any form of negative effect on your emotional well-being due to how your work rib injury occurred or during your recovery, you may also be able to include this element of your accident in your rib injury claim for compensation. Victims of a rib injury may develop Post Traumatic Stress Disorder if their rib injury occurred in a particularly violent accident, or become anxious and depressed during their recovery from damaged ribs. Furthermore, if these emotional traumas manifested after the medical examination of your rib injury had taken place, they would have been omitted from the information communicated to the Injuries Board and left out of the Injuries Board´s assessment of your claim for rib injury compensation.

With so many possible variables, it is easy to understand why no two rib injury claims for compensation are the same. It could be possible that your perception of how much compensation for a rib injury you should be entitled to is based upon what you have heard or read but, unless you undergo an evaluation of your injury and its consequences with an experienced rib injury claims solicitor, it is unlikely that you will ever be certain that the assessment conducted by the Injuries Board reflects the true extent of your rib injury or represents adequate rib injury compensation.

As the Injuries Board Ireland has already issued its assessment of your rib injury compensation claim, it is recommended that you speak with a rib injury claims solicitor at the first practical opportunity. Once you have discussed the circumstances of your rib injury at work and the consequences that the injury has had on your quality of life, your solicitor will advise you whether to accept the Injury Board Ireland´s assessment of your rib injury claim or to pursue your entitlement to rib injury compensation through other channels.